Day: July 5, 2021

Forget the top Cash ISA rate. I’d pocket 7.7% here

first_imgSimply click below to discover how you can take advantage of this. See all posts by Alan Oscroft Forget the top Cash ISA rate. I’d pocket 7.7% here “This Stock Could Be Like Buying Amazon in 1997” The number of people taking out a Cash ISA each year has slumped since 2008-09 when 12,234 were attracted to the idea. In 2017-18, that had dropped to 7,783, and the reason is clear — today’s very low interest rates. The top easy-access rates you can get these days top out at around 1.35%, which isn’t even enough to cover inflation. My only puzzlement is over why those 7,783 folk thought getting one was a good idea.But the cash has not gone into Stocks & Shares ISAs, as the number of those has remained pretty much constant. And that’s a shame, because I see a Stocks & Shares ISA as a very good thing.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…StrategyIt’s a bit more work than cash, as you have to decide which shares to buy. But I think there’s a relatively straightforward way to make a small selection. I’d start with a list of the FTSE 100‘s biggest dividend payers, and work my way down from the top. Then for each one, ask three questions.Is the company in the same sector as one I’ve already selected? If it is, skip it, because it will only be a small portfolio and I want some diversification. I’m only going to pick five shares, and I don’t want the risk of two that could go bad together.How about the reliability of the dividend? Is it well covered by earnings? The necessary cover varies from business to business, with more predictable and cash-generative ones (like energy suppliers) not needing the same cover. If it’s low, is there a special component and does it look like there will still be decent long-term levels?Finally, I’d check on recent Fool articles on each stock to see if there are any red flags.SelectionFirst is Evraz, a Russian steel maker with a forecast dividend yield of 12.8%, which is huge. But at just 1.2 times, cover is weak for a potentially volatile business. Finally, the share price has been plummeting and the chairman has been selling. That’s out.Imperial Brands is next, yielding 11.1%, with 1.3 times cover. I’d prefer higher cover, but it’s a cash-rich business and I think that’s acceptable. The big yield is down to the falling share price, but I think the fear is overdone. So that’s in.Then comes housebuilder Taylor Wimpey on a yield of 9.3%. Again cover looks low at 1.1 times, but that includes a special dividend and I think there’s enough cash generation to keep decent dividends going. Persimmon is next on 8.9%, but that would be a sector duplicate.BT Group is offering 7.8%, covered 1.5 times, but analysts are expecting a cut next year. I’ll pass.Insurer Aviva is next, with a 7.3% yield covered 1.9 times, and no red flags. It’s in.Skipping shares that don’t fit my criteria, I reach the recovering Centrica (5.5%), and Royal Bank of Scotland (5.1%) to make up my five stocks.That gives me an overall expected yield of 7.7%, which wipes the floor with a Cash ISA while having the potential for long-term share price gains as a bonus. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Addresscenter_img Image source: Getty Images. Alan Oscroft owns shares of Aviva and Persimmon. The Motley Fool UK has recommended Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Alan Oscroft | Monday, 30th December, 2019 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.last_img read more

Forget gold! Here’s how you could turn £7k into a million!

first_imgSimply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Kirsteen has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Forget gold! Here’s how you could turn £7k into a million!center_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Kirsteen Mackay Kirsteen Mackay | Friday, 31st January, 2020 Enter Your Email Address Gold has experienced an exciting year with its price rising rapidly. Geopolitical uncertainty has boosted its value as cautious investors run to the safe-haven asset for cover.It’s always a sensible option to diversify your investments and I think this includes owning some gold. It’s been a coveted precious metal for centuries and that’s unlikely to change.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…That said, I don’t think it’s a good time to buy gold when its price is so high. It’s a volatile commodity and if calm is restored to the global economy, then the price of gold will surely plummet. It doesn’t offer any kind of income and if you buy physical gold, you’ve got to store it safely.The magic numberAn alternative way to save for the future is investing in the stock market. Waiting until you’ve saved enough to invest is not the wisest strategy. You don’t need a big lump sum like £10k, £20k or £50k to get started. Obviously, a bigger starting pot would be nice, but it’s unnecessary.£7k may seem like a strange amount to aim for. It’s not a magic number, you could start with more, or even less. But for many, the elusive £10k or £20k reserve can prove an impossible feat. Unexpected bills appear, important events demand our savings, or life gets in the way and the time spent saving never seems to end.Having a more obscure sum like £7k in mind can be a more achievable goal.Less shiny, more lucrativeOnce you have your pot of money ready to invest, what next?A Stocks and Shares ISA is a tried and tested way to manage your investments. It’s easy to set up and straightforward to manage. Apply through an online broker such as Hargreaves Lansdown or Interactive Investor and deposit your nest egg.You can then invest in index funds, bonds, exchange-traded funds (ETF’s) or individual company stocks.If buying shares in individual companies, I think sticking to the FTSE 350 companies is the safest route to success. The FTSE 350 includes both the FTSE 100 and FTSE 250 indices. Together they contain the top 350 UK listed companies, sorted by market capitalisation.Compounding is the key to wealth accumulation. By investing your initial £7k in funds with a fixed interest rate or stocks with juicy dividend yields, achieving a million pounds is not as impossible as it may sound.An 8% average annual return, topped up with £250 a month, could realise over £1m in 40 years. If you could afford to up your monthly contribution to £550, you could achieve £2m in the same time frame.Index gainsAs shiny and enticing as gold can be, I prefer the stock market as an investment vehicle for future wealth. From the time of its inception in 1984 at 1,000 points, the FTSE 100 index has risen 658%. Founded in 1996, the FTSE 250 has risen over 391% since then. Combined, the FTSE 350 has risen 115% since 1996.Although fluctuations are part and parcel of the world economy, overall, these indices have prevailed and increased in value. I think this proves that an 8% average annual return is not an unachievable daydream. A disciplined and patient approach to investing is worth a try. It has already helped many investors realise the dream of turning sums as small as £7k into £1m. Our 6 ‘Best Buys Now’ Shareslast_img read more

Could the Barclays share price really have further to fall?

first_img See all posts by Kevin Godbold “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Could the Barclays share price really have further to fall? Kevin Godbold has no position in any share mentioned. The Motley Fool UK owns shares of and has recommended Unilever. The Motley Fool UK has recommended Barclays and Diageo. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Our 6 ‘Best Buys Now’ Shares Kevin Godbold | Monday, 20th April, 2020 | More on: BARC Simply click below to discover how you can take advantage of this. Image: Public domain: Fair use Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. At 87p, the Barclays (LSE: BARC) share price is around 50% lower than it was in mid-February. That’s a big plunge, but the stock has been lower.For example, in the wake of the financial crisis of the noughties, the shares were briefly changing hands around 50p at the beginning of 2009. If Barclay’s revisits those lows, it implies the possibility of a further plunge of more than 40% from current levels.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Will the Barclays share price shoot up again?That might sound whacky when you consider the firm’s tempting-looking valuation indicators. Indeed, the price, measured against earnings and assets, looks low. But the UK’s economy has a huge financial shock to digest because of the coronavirus lockdown. Many also expect a deep recession.Does that remind you of 2009? Conditions were similar back then – a huge financial shock followed by a deep recession.And being the out-and-out cyclical business it is, Barclays tends to be one of the early movers both into and out of recessions. That’s why the plunge recently has been so dramatic. Barclays shares are highly responsive to changes in general economic conditions or to investors’ perceptions about those conditions.I don’t see much use for the London-listed bank shares as long-term holdings. And I wouldn’t buy them for growth or income from shareholder dividends. But, to me, they can be useful for riding the next up-leg of a general economic cycle.However, investing like that requires aiming to time your purchase and sell orders. And to be honest, that’s not a great way to proceed. I’d rather ignore the banks altogether and look for ‘proper’ business to invest in. Those with decent, value-generating trading businesses backing them. For example, in the FTSE 100, names such as Diageo, Unilever, SSE, and many others.Nevertheless, Barclays could shoot up fast when a general economic recovery starts to look possible. Between the beginning of 2009 and the summer of that year, the stock blasted up by around 300%. Sadly, I think a move of that magnitude seems unlikely following the current crisis.Dividends haltedSince hitting its peak early in the middle of 2009, Barclays has been locked in a wiggly down-trend ever since. And the value indicators have been looking attractive nearly all the way down. My guess is that many investors in the stock market are wary of banks. We’ve seen their cyclicality. We don’t trust them.On the 1 April, Barclays notified us it cancelled the 2019 dividend and suspended shareholder dividend payments for the rest of 2020. The Prudential Regulation Authority (PRA) required all the major UK banks to preserve capital that way. And for good reason. There are difficult financial times ahead.I admit cancelled dividends, plunging earnings, and a fallen share price are good indicators of a potential cyclical bottom for Barclays. But I wouldn’t rule out the share falling a lot further. And I’d rather invest in other cyclical shares, such as the FTSE 100’s Ferguson and Whitbread before risking my hard-earned on a bank like Barclays.last_img read more

A Cash ISA is making you poorer! These are the best FTSE 100 shares I’d buy to get rich

first_imgSimply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Tom Rodgers Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! A Cash ISA is making you poorer! These are the best FTSE 100 shares I’d buy to get rich Tom Rodgers | Tuesday, 26th May, 2020 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Tom Rodgers has no position in the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. The best rates on a Cash ISA in May 2020 barely scrape above 1% a year. It’s an utterly pathetic rate of return. So instead of gaining just £100 a year on £10,000 of savings, I’d buy the best FTSE 100 shares to get rich.Rock-bottom interest rates are the cause of this epic Cash ISA fail.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The Bank of England is so concerned about the state of the UK economy that it has slashed interest rates to 0.1%. There is even talk of governor Andrew Bailey doing the unthinkable and going to negative interest rates.Cash ISA? No thanksWhat does this mean for Cash ISAs? Banks pass on their costs to their customers pretty fast. So lower interest rates set by the central bank mean lower interest rates for Cash ISA customers.So I’d buy shares instead and my choices for the best FTSE 100 shares with high dividend yields comprehensively beat anything you could hope to get from a Cash ISA.This, in my opinion, is your best shot to get rich and retire early. On a £10,000 investment, a 10% annual dividend yield (which is perfectly achievable over time) would bring in £1,000 a year, 10 times better than a Cash ISA.With the country facing a sharp recession, many companies are under pressure. But thankfully there are good FTSE 100 companies trading very well, even in our weak economy. So even with recession looming, there are good investments to be found.Do your research thoroughly to buy the best dividend-paying FTSE 100 shares. Then use compound interest to reinvest any dividends and increase your stake in those companies.And beware the traps of historically cheap FTSE 100 shares in sectors that will suffer in the coming UK recession.Avoid this, buy thatI would avoid buying shares in high street banks at the moment, for example. Lloyds is trading at under 30p a share, by far the cheapest on the FTSE 100.But in a super-low interest rate environment, Lloyds’ earnings will remain depressed for a long time to come. Analysts at broker Berenberg have said: “Banks have rarely appeared so cheap, although uncertainty has rarely been so high.”Instead, I would be looking at high-yield FTSE 100 dividend-paying companies that make big earnings whether the sun is shining in the economy or there are storm clouds ahead.I’m talking about the likes of British American Tobacco, which pays a 6.7% dividend yield when you buy its shares. It’s the second-largest tobacco company in the world.There is also SSE, which has sold off its unprofitable consumer division and is focusing more on building and operating wind farms. I think it has one of the best outlooks for the future on the FTSE 100. It also still pays a high yield, at 8.2%.And well-placed energy multinational BP is paying out at a yield of 10.4%. These are my choices for the best FTSE 100 shares. I believe an investment in these shares would comprehensively beat anything from a Cash ISA over time. Enter Your Email Addresslast_img read more

Stock market crash: I’d buy cheap shares today to get rich and retire early

first_img Buying cheap shares today may not produce an impressive return in the short run. After all, the world economy faces a period of significant uncertainty caused by coronavirus. Lockdown measures are likely to cause rising unemployment and lower GDP growth across many major economies. That, in turn, could lead to difficult operating conditions for many listed companies.However, through buying undervalued shares today you could take advantage of the stock market’s cyclicality and its long-term recovery potential. This could improve your chances of retiring early.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Buying cheap sharesAt present, an uncertain economic outlook may dissuade some investors from buying cheap shares. Risks, such as a second wave of coronavirus and increasing trade tensions between the US and China, could mean the stock market experiences a challenging period that limits its scope for capital growth.However, often the best times to buy stocks have been when their outlooks are highly uncertain. Risks mean investors demand wider margins of safety. This could allow you to purchase stocks while they trade at even lower prices. And when they offer even greater capital growth potential.Value investing appealPurchasing cheap shares allows an investor to take advantage of the stock market’s cyclicality through buying businesses when they trade at low prices and selling them when they trade at higher prices.On a long-term basis, following a value investing strategy has been highly successful for a range of investors. They include Warren Buffett, who’s been able to ignore other investors during bear markets and recessions to purchase high-quality companies at low prices. Through holding them over the long run, it’s possible to obtain high returns that improve your retirement prospects.Risk managementOf course, assessing the quality of the companies you purchase is a means of limiting risks when buying cheap shares. Through focusing your capital on those businesses that have solid balance sheets and wide economic moats, you can reduce your chances of experiencing losses in the short run. Such companies may also be able to strengthen their competitive positions to generate higher returns in the long run through increasing their market share at the expense of weaker rivals.Furthermore, diversifying across a wide range of businesses could improve your portfolio’s risk/reward ratio. It may reduce your reliance on a small number of stocks to produce your returns, which could enhance your long-term growth rate. It may also allow you to invest in a wider range of fast-growing sectors than would otherwise be the case.The stock market has always recovered from its challenging periods to post long-term gains. So now could be the right time to build a portfolio of stocks that can benefit from a likely improvement in the economy’s growth rate in the coming years. Doing so could increase your chances of retiring early. Peter Stephens | Friday, 3rd July, 2020 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares See all posts by Peter Stephens Stock market crash: I’d buy cheap shares today to get rich and retire early Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

If a second stock market crash arrives in 2020, I’d follow this plan to capitalise on it

first_img There’s a very real possibility of a second stock market crash in 2020. Risks such as the upcoming US election, Brexit and, of course, coronavirus could cause investor sentiment to weaken.However, a decline in stock prices could present buying opportunities. Through buying high-quality stocks when they trade at discounted prices, it’s possible for long-term investors to generate high returns as the economic outlook improves over the coming years.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…High-quality stocksA second stock market crash is likely to be caused by uncertainties surrounding the economy’s future prospects. This could mean the operating conditions for many businesses come under pressure.Therefore, it could be logical for investors to purchase companies with strong balance sheets and access to sufficient liquidity to survive a period of weak sales. They may be better placed to not only still be in existence in a few years’ time, but could also benefit from the demise of their weaker sector peers through increasing their market share.Identifying the strongest businesses in a sector is subjective. However, measures such as debt levels, the amount of cash a company has on its balance sheet, and its ability to access multiple forms of capital should it be required may help you to unearth the best stocks to buy should there be a further market crash.Undervalued stocks in a market crashA market crash can provide an opportunity to buy shares when they trade at low prices. However, this doesn’t mean investors should simply buy the cheapest shares they can find. Many stocks could be cheap because they face difficult outlooks. They may also fail to ultimately recover from their low price levels.As such, it may be prudent to instead focus your capital on those shares that trade at a discount to their intrinsic value. This could mean they aren’t among the cheapest shares around, but that they offer the best value for money based on their quality. It may be more profitable to buy more expensive companies with better prospects, than cheap stocks with difficult outlooks.A long-term strategyIt’s difficult to ascertain when a market crash will end and give way to a sustained bull market. Therefore, while it can offer buying opportunities, there’s a chance of paper losses being sustained in the short run while a stock market fall is taking place.This means that investors should actively adopt a long-term strategy when buying shares in a downturn. History shows that the stock market has always bounced back to post higher highs after even its most severe declines. The same outcome is very likely after this year’s challenges. So this could make it a good time to start building a diverse portfolio of undervalued, high-quality businesses. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Peter Stephens | Tuesday, 18th August, 2020 If a second stock market crash arrives in 2020, I’d follow this plan to capitalise on it I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images See all posts by Peter Stephens Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this.last_img read more

I’d buy this FTSE 100 dividend stock for my Stocks and Shares ISA today

first_imgSimply click below to discover how you can take advantage of this. Enter Your Email Address Click here to claim your free copy of this special investing report now! I’ve been a fan of WPP (LSE: WPP) for a long time, mainly as a provider of dividend income. But in recent years it’s had a tough time. It’s been in decline since before founder Martin Sorrell left the FTSE 100 marketing group in controversial circumstances in 2018. Since then the slide has continued, and the Covid-19 crash gave the shares an extra kicking.The WPP share price has fallen 39% so far in 2020, and it’s down 52% over the past five years. The previously dependable dividend was slashed too, in 2019. But analysts are expecting earnings to start picking up again from 2021. And I’m seeing the potential for a renewed progressive phase for the firm’s rebased dividend.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Share price boostWPP shares picked up 5% Thursday morning, on the back of the company’s first-half results. They are still way below the FTSE 100’s 20% year-to-date drop, but they’re closing the gap.The company reported a pre-tax loss of £2.5bn, after revenue fell 12.3%. That came as no shock, and WPP did record a headline operating profit of £382m.What did surprise the market was the reinstatement of the firm’s dividend, after the 2019 final payout was cancelled. The interim dividend, set at 10p per share, suggests a full-year yield of 3% on the current share price. And we could even see better than that. The company told us its “performance in the second quarter was much better than initially anticipated“, and added that “the flexibility of our business model is delivering the £700–800 million of cost savings targeted.“It’s looking to me like the start of a turnaround that other FTSE 100 strugglers can do nothing but envy.Improved balance sheetThe biggest boost to WPP’s finances came from the sale of Kantar. The proceeds enabled the firm to get its average net debt down to £2.5bn, from £4.5bn in the prior period. It meant the company had cash of £2.5bn on the books at 30 June, and total liquidity (including undrawn facilities) of £4.7bn.WPP is still carrying a net debt to EBITDA ratio of 2.1 times, but it aims to get that multiple down between 1.5 and 1.75 times by the end of 2021. I think the announcement of the dividend is a sign of the firm’s confidence in hitting that target.I can’t help wondering if WPP would have been prepared to pursue such an aggressive reshaping had Martin Sorrell still been in charge. For the move to a slimmed down company in today’s environment to succeed, I think the change of management has turned out positive.FTSE 100 dividendsThese days, I’ll hold off considering an investment in a recovery stock until I see real signs of that recovery. And even though WPP still has some way to go on the profit front, I see this as such a sign.We’ll know more on the income front later, being told: “The Board has also decided to review our ongoing dividend policy, in the context of our overall capital allocation priorities. We intend to update investors on our plans as part of a wider capital markets event towards the end of 2020“.Looking for FTSE 100 income, I’d be happy to buy WPP shares now. Alan Oscroft | Thursday, 27th August, 2020 | More on: WPP Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img See all posts by Alan Oscroft Image source: Getty Images 5 Stocks For Trying To Build Wealth After 50 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares I’d buy this FTSE 100 dividend stock for my Stocks and Shares ISA todaylast_img read more

State Pension age rises! Boost your financial future with the stock market

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. State Pension age rises! Boost your financial future with the stock market Simply click below to discover how you can take advantage of this. If you’d like help to prepare to top up your State Pension by investing in a SIPP, let the Motley Fool help you get started… A rising State Pension age has been in the works for some time, and today it officially hit 66. Depending on when you were born, this number will continue rising to 67 and then 68 years of age. Those qualifying for their State Pension at 66 were born between 6 October 1954 and 5 April 1960.A dwindling State PensionThe amount qualifying citizens receive today is £175.20 a week, which works out at around £9,110 per year. This is lower than what most minimum wage recipients earn and far from enough for the average person to comfortably live on. That’s why topping up your State Pension with additional income streams is vital to a happy and relaxed future.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Battling to get by on a meagre income is not only difficult, but it’s bad for your health. The struggle to afford basic amenities can cause undue stress, leading to depression and health problems. You don’t want to be poor and miserable in your retirement years if you might avoid it. Thankfully, there’s a way for those with the means and it starts with the stock market. By investing regularly, you can achieve a much better standard of living later in life.Regular investingInvesting in the financial markets is one way to build up a significant sum to your State Pension and enhance your twilight years. It’s a quick and easy process to set up a Self-Invested Personal Pension (SIPP) from which you can buy a wide range of investments. These include index funds, exchange-traded funds (ETFs), investment trusts, company stocks or corporate and government bonds.If you know little about investing and would rather take a passive approach, you can commit to regularly investing in a simple tracker fund. There are many funds to choose from and the simplest follow the trajectory of an entire financial index, such as the FTSE 100 or FTSE 250. This can provide an excellent introduction to stock market investing and is easy to understand. Although the financial indexes have seen extreme volatility this year, historically they have risen over longer periods.There’s a very clear risk-reward ratio when it comes to investing in equities. This means the riskier the investment, the higher the chance of a reward (a big return on your initial sum). However, when it’s your future financial stability we’re talking about, safer is always better. That’s why a fund is safer than individual shares for beginners.To buy individual shares, you really need to be confident in what you’re buying, before risking your hard-earned cash in speculative companies for the thrill. Don’t let this put you off, though. If you’ve the time and interest in learning how to invest for profit, equity investing can be a very enjoyable and lucrative journey. Be preparedThe coronavirus pandemic has highlighted the range of health issues present in society, even among the young and healthy. Underlying health issues can arise at any time, and could have a detrimental effect on your ability to work, possibly forcing you to retire early. I think it’s very likely that if you’re under 40, you will be looking at a State Pension age of 70-plus. This illustrates why it’s more important than ever to prepare for your financial future as soon as you possibly can. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Kirsteen Mackay | Tuesday, 6th October, 2020 See all posts by Kirsteen Mackay Image source: Getty Images Enter Your Email Address Click here to claim your free copy of this special investing report now! Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 5 Stocks For Trying To Build Wealth After 50last_img read more

Stock market rally: 2 cheap UK shares I’d buy for a 2021 bull market

first_imgStock market rally: 2 cheap UK shares I’d buy for a 2021 bull market Royston Wild | Friday, 27th November, 2020 Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended ITV. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares See all posts by Royston Wild Enter Your Email Address Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. It’s not easy for UK share investors to stay positive in the current climate. Confidence came flowing back into global share markets earlier in November as upbeat news on Covid-19 vaccines broke. But that enthusiasm has slowly petered out as coronavirus cases have continued to grow, the threat of a no-deal Brexit has intensified, and fresh rounds of trade tensions have emerged.The FTSE 100 and FTSE 250 have both run out of steam after that earlier rally. And it’s possible that UK share markets could reverse again before long, so fragile is investor sentiment today. But let’s consider why we could be on the cusp of a strong and sustained new bull market.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…First and foremost, positive news on a Covid-19 vaccine in recent weeks has raised hopes of an economic rebound beginning in 2021. The probability that US President-elect Joe Biden will adopt a less aggressive approach to trade tariffs than his predecessor means that the tension that’s blighted global growth in the past two years won’t reappear.And there is some flicker of movement in the background that has raised hopes of a Brexit trade deal despite the short time frame. It’s why JP Morgan recently raised its odds on a deal being struck to 80% from its previous two-thirds prediction.2 UK shares that could soar in 2021The rally that marked the first days of November could prove in time to have been the start of the new bull market. More positive updates concerning the hunt for a Covid-19 vaccine are expected in the days and weeks ahead. These would naturally solidify the case for a strong economic recovery in 2021 and send UK share prices soaring again.Let’s say that the early stages of a global economic rebound are just around the corner. What UK shares should Stocks and ISA investors like me consider buying to ride the recovery? Here are two top stocks I think could be great buys for 2021.Angling Direct is a retailer that doesn’t command a lot of attention on the financial pages. But it’s a UK share I think could soar in value in 2021. Consumer spending on leisure goods is one of the first things to bounce back during an economic recovery. The fact that Angling Direct is a leader in this niche field doesn’t do its profits prospects any harm either. And nor does its online-only model that covers Germany, France and the Netherlands alongside its home territory of the UK.I also like ITV, even though 2020 has proved to be a nightmare for the broadcaster as advertising revenues dried up. Indeed, a sharp drop in turnover culminated in it being relegated from the FTSE 100 in the summer. But ad spending is also one of the first things to pick up during any economic recovery. Industry experts WARC expect ad spending in Britain to rebound 14.4% in 2021. And the broadcasting colossus — which has already seen an improvement in ad sales in recent months — will be in the box seat to ride any improvement, I feel. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.last_img read more

No savings at 40? I’d drip feed £500 a month into UK shares in an ISA to retire in comfort

first_img Royston Wild owns shares of Clipper Logistics, CVS Group, Tritax Big Box REIT, and Unilever. The Motley Fool UK has recommended Clipper Logistics, Tritax Big Box REIT, and Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! It’s never too late to try and get rich with UK shares. The proven rates of return that stock investors can enjoy over the long term make this the case. They mean that one doesn’t have to spend a fortune investing for retirement, either.Studies show that long-term UK share investors make an average yearly return of 8-10%. This means a 40 year-old who can spend £500 a month on building a shares portfolio can expect to have created a bulky retirement fund by the time they reached their State Pension age of 68. They’d have likely made anything between £592,716 and £841,532 by that time.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…It’s never been easierThe constant attacks on the State Pension, as the government struggles to balance the books while supporting an increasingly-elderly population, means it’s essential that people take steps to safeguard their financial futures, post-retirement.Fortunately though, it’s never been easier to try and build a huge cash pile with UK shares. There’s a wealth of information out there from experts like The Motley Fool to help build a winning investment strategy. There’s also plenty of easy-to-use financial products like Stocks and Shares ISAs and SIPPs to help you on your way. These particular products stop the taxman taking a big bite out of investors’ returns too.Investing despite the gloomIt’s clear 2021 might be another tough year for the global economy. And corporate profits could come under fresh strain as lockdowns re-emerge and travel bans kick in. But it doesn’t mean I’ll stop buying UK shares for my own ISA today. There are still plenty of great shares that’ll deliver big shareholder returns this year and beyond.Let me give you an example. I’ve bought shares in Clipper Logistics and Tritax Big Box REIT. This is because the e-commerce phenomenon should keep growing at a rate of knots in 2021, whatever happens to the broader economy. These businesses provide logistics and warehousing services to help online retailers get their product to their customers.More UK shares in my ISAI also own Unilever in my Stocks and Shares ISA and reckon it’ll have another robust year in 2021. Sales of its food and personal care products remain strong, regardless of the state of the world economy. And its goods like Magnum ice cream and Dove soap that have the brand power to let this FTSE 100 stock effectively raise prices even during downturns like this.I think CVS Group will have another strong 12 months too, as consumer spending in the animal healthcare market goes from strength to strength.These are just some of the UK shares I think will perform brilliantly in 2021. And, as I said, The Motley Fool can help you find even more with its huge catalogue of exclusive and free reports. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997”center_img Royston Wild | Friday, 15th January, 2021 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. No savings at 40? I’d drip feed £500 a month into UK shares in an ISA to retire in comfort Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Wildlast_img read more